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FREE MONEY FOR HOME BUYERS- $8000 TAX CREDIT & $6500 TAX CREDIT AVAILABLE FOR A LIMITED TIME! YOU DON'T HAVE TO BE A FIRST TIME BUYER IN 2010
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Jennifer Herron and The Herron Team
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ATTENTIONFREE MONEY FOR HOME BUYERS- $8000 TAX CREDIT & $6500 TAX CREDIT AVAILABLE FOR A LIMITED TIME!
YOU DON'T HAVE TO BE A FIRST TIME BUYER IN 2010
CALL JENNIFER OR EMAIL HER TODAY TO RESERVE YOUR SPOT FOR THE "OPPORTUNITY OF A LIFETIME SEMINAR" WHERE A TAX ADVISOR WILL DISCUSS QUALIFYING FOR THE CREDIT! 440-527-0289!
WHEN: January 16, 2010 at 10 a.m.
WHERE: The Westlake Howard Hanna Office
2055 Crocker Road Westlake
You might be a bit afraid or intimidated by the whole process of buying your first home. As top producers in North Olmsted, Olmsted Falls and North Ridgeville, Westlake, Avon, and Avon Lake real estate experts, it's our job to guide you, from beginning to end.
We will take the time to go through each and every step of the buying process. There are no dumb questions! Together, we will consider: - How much can you really afford? - How to qualify for a mortgage. - How much cash you should put down. - How to buy a home with little money down. - What it takes to get approved for financing. - What banks and other financial institutions
are looking for. - How much your payments will be. - The tax advantages of buying. - Is renting or buying better for you? Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.
New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...
 Selling your home is one of the most important decisions you will make in your life. How much is it REALLY worth? How are Jennifer's negotiation skills? How long will it take to sell? How do you handle buyers making undesirable offers? In today's real estate market it is more crucial than ever to have the right Realtor with the right marketing plan and an understanding of what it takes to get homes sold. I am the RIGHT REALTOR, WITH THE RIGHT MARKETING PLAN, & THE KNOWLEDGE OF HOW TO SELL HOMES IN A CHANGING MARKET. CALL ME OR EMAIL ME TODAY AT 440-527-0289! Let us represent your best interests in your search for a new home or in the sale of your home. While you can see a million homes on the web, actually buying your home is another matter entirely. Buyers beware! Instant Listing Notification Be the first to find out about new homes on the market before they even hit the world wide web. Take a moment to sign up for this feature and you will see the new listings first! Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
- Jennifer Herron and The Herron Team
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Tax Considerations >Tax Deductions
Here is a question which is often asked about real estate sales: which home loan fees are deductible for income tax purposes? It is good to know the answer to this question before you sign on the dotted line. It may influence which loan you will choose. Loan fees for certain services are not itemized on your fee statement, but are grouped together into a single category.
The most obvious deductible fee is the loan fee paid to acquire a mortgage for a principal residence. The IRS recently ruled that the buyer could deduct the fee in the first year, even if the seller paid it! Other deductions include pro-rated property taxes and mortgage interest. On these items, the buyer may only deduct their share.
Most of the other closing costs are not deductible, but you may add them to your home's adjusted cost basis when calculating appreciation. Among these costs are appraisal, attorney, and inspection fees, as well as title, recording and notary fees. Fire insurance fees are neither deductible nor do they figure into the cost basis. If you are not sure which fees are deductible, consult a professional tax advisor.
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| Q |
What are three of the best indicators of real estate market trends?
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| A |
Existing home sales, new home building and mortgage interest rates.
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 See More Real Estate Trivia > |
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Jennifer Herron and The Herron Team
Howard Hanna
2055 Crocker Road Suite 101
Westlake, Oh 44145
440-527-0289
Fax: 440-527-0289
jenniferherron@NUMBER1EXPERT.com
Jennifer works with a team of professionals including her transaction manager & mother, Nina Herron and her Admin. Mary Beth Averweg. By working as a team we are able to provide our sellers with more exposure and specialized marketing plans that go above and beyond typical marketing. If you are buying a home I work to make sure you get into properties when you are available and as soon as a new hot property comes on the market.
Jennifer & her husband Robert Underwood, a loan officer with Howard Hanna Mortgage, are committed to their clients and treating them like they are family. They are involved in our local community and are the proud parents of their adorable daughter, Olivia. Jennifer has also coached both High School volleyball and CYO volleyball for over 10 years at Holy Name High School, St. Bartholomew, St. Brendans, and St. John Bosco. Jennifer also loves to garden and spend time in the outdoors with her family.    
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